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Finding a loan company to finance a new mortgage is something that should be approached with a lot of caution. There are many different mortgage companies out there, but not all of them have your best interests at heart. In a time where the housing market is still struggling to recover, many first time home buyers are looking into federal aid programs designed to make the first time loan acquisition process a lot easier. What are these programs and are any of them still available? Can the government help me to buy a new home?